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Pay raise calculator

Enter a raise as a percent, a dollar amount, or a new salary. See the new number every way it will show up, and what it is really worth against your own inflation assumption.

New annual salary

$78,750

Above inflation

A 5.0% raise on $75,000.

Raise per year$3,750
Raise5.0%
New monthly gross$6,562.50
New biweekly gross26 checks$3,028.85
Change per biweekly check$144.23
Real raise after inflationat 3.0%1.9% ($1,456)

This raise runs above your 3.0% inflation assumption.

Gross figures, before taxes. For what the new salary means in take-home terms, use the paycheck calculator below.

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What a raise is actually worth

A raise gets quoted three ways: a percentage, a dollar amount, or a new salary. They are the same fact stated differently, and this calculator converts between all three, then holds the number up against an inflation assumption you control.

Percent, amount, and new salary are one number

A 5% raise on $75,000 is a $3,750 raise, which is a new salary of $78,750. Enter whichever form you were given and the other two are computed. The percentage is what matters for comparing raises across different salaries.

The real raise is the raise minus inflation

If prices rise 3% and your pay rises 5%, your buying power grew by roughly 1.9%, not 5. The exact math is (1 + raise) divided by (1 + inflation), minus 1. The inflation field here is an assumption you set, not a forecast this tool makes.

The per-paycheck view keeps it honest

A $5,000 annual raise sounds large. Spread over 26 biweekly checks it is about $192 gross per check, and less after taxes. Seeing the paycheck-level change helps you weigh a raise against other offers accurately.

A raise cannot lower your take-home

US federal tax brackets are marginal. Only the dollars above a bracket threshold are taxed at the higher rate, so earning more never reduces your after-tax pay from wages alone. The myth persists, but the math does not support it.

These are gross figures

Everything here is before taxes. For what a new salary means in take-home terms for your state, run it through the paycheck calculator.

Pay raise questions, answered plainly

  • Subtract your old salary from your new salary, divide by the old salary, and multiply by 100. Going from $75,000 to $80,000 is (80,000 - 75,000) / 75,000 x 100, which is about 6.7%. The calculator does this automatically in the "New salary" mode.

  • There is no universal number, and any tool that claims one is guessing. Two honest benchmarks: whether the raise beats the inflation assumption you consider realistic (otherwise your buying power fell), and whether your pay still matches the market rate for your role, which changing jobs often resets faster than annual raises do.

  • In real terms a 5% raise against 3% inflation is worth about 1.9%: (1.05 / 1.03) - 1. Your buying power grew, just by less than the headline number. Set your own inflation assumption in the calculator and it shows the real raise for your exact figures.

  • No. US federal brackets are marginal, so only the income above each threshold is taxed at that threshold’s rate. A raise can change your withholding and can affect income-tested benefits or credits in specific cases, but the raise itself never reduces your after-tax wage income.

  • On a biweekly schedule (26 checks a year), $5,000 more per year is about $192 gross per check. Monthly it is about $417 gross. Taxes reduce what actually lands in your account; the paycheck calculator estimates that by state.

  • No. The math runs entirely in your browser. Nothing you enter on this page is sent to a server or stored.

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