Risk Associate (Transaction Monitoring)
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- open for 78 days (60–89 days is elevated risk)
- 167 open roles at this company in 30 days (mass-hiring blitz)
- no salary disclosed (correlates with ghost postings)
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About the role
Key Responsibilities
Monitor and review flagged transactions on the shared TRMS platform, applying BR-specific risk context and regulatory knowledge.
Investigate alerts generated by automated rules, assess their risk level, and make disposition decisions (escalate, close, or action).
Collaborate closely with the PH-based TRMS team to communicate local risk patterns, provide feedback on rule effectiveness, and request tuning adjustments relevant to the Brazilian market.
Prepare and file regulatory reports in accordance with COAF (Conselho de Controle de Atividades Financeiras) and other applicable Brazilian AML/CFT frameworks.
Identify emerging fraud typologies and transaction patterns specific to the Brazilian market and document findings for the global risk team.
Support the development and refinement of local risk policies and procedures, ensuring they align with both global standards and Brazilian regulatory requirements.
Act as the first line of escalation for the BR operations team on transaction-related risk queries.
Participate in periodic risk reviews, audits, and regulatory exams as needed.
Requirements
Experience
2–4 years of experience in a risk, compliance, AML, or fraud operations role within fintech, crypto, banking, or payments.
Hands-on experience working with transaction monitoring systems or similar risk tooling.
Familiarity with the Brazilian regulatory landscape, including COAF reporting obligations, BACEN guidelines, and AML/CFT regulations applicable to payment institutions and crypto exchanges.
Skills
Strong analytical skills — able to investigate complex transaction chains and identify patterns of risk.
Comfort working with data; ability to query or interpret transaction data reports (SQL is a plus).
Excellent written communication skills in Portuguese; working proficiency in English is required for cross-team collaboration with the global TRMS team.
Ability to work independently and manage priorities in a remote setting across time zones.
Nice to Have
Experience working in or with cryptocurrency exchanges or digital asset platforms.
Exposure to shared or cross-functional risk systems across multi-country operations.
Certifications such as CAMS, CFE, or equivalent.
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