Indiana paycheck calculator

Indiana has a flat 2.95% state income tax. Estimate your 2026 take-home pay after federal, state, and FICA taxes, and compare with any other state.

Take-home per paycheck (Indiana)

$2,544.21

$66,150 a year after estimated taxes, an effective 22.2% total rate.

Gross pay$85,000
Federal income tax−$9,870
Social Security6.2%−$5,270
Medicare1.45%+−$1,233
Indiana income tax−$2,478
Take-home (annual)$66,150
Take-home (monthly)$5,512.46

Indiana counties add their own income tax, not included here.

Estimate using 2026 federal brackets, FICA, and state rates published by the Tax Foundation, with standard deductions only. Local taxes, credits, and benefits like health premiums are not included. Married state figures double the single-filer thresholds. Not tax advice.

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Take-home pay in Indiana, 2026

Indiana has a flat 2.95% state income tax. Combined with 2026 federal brackets and FICA, here is what that means for a single filer taking the standard deduction.

$60,000 salary

A single filer earning $60,000 in Indiana keeps about $48,650 a year (roughly $1,871 per biweekly check) under this estimate.

$85,000 salary

At $85,000, take-home is about $66,150 a year (roughly $2,544 per biweekly check).

$120,000 salary

At $120,000, take-home is about $89,740 a year (roughly $3,452 per biweekly check).

Federal income tax

The 2026 brackets run from 10% to 37%, applied after the standard deduction ($16,100 single, $32,200 married filing jointly). Only income inside each bracket is taxed at that bracket's rate.

FICA

Social Security takes 6.2% of wages up to $184,500, and Medicare takes 1.45% of everything, plus 0.9% more above $200,000 ($250,000 married). Pre-tax 401(k) contributions do not reduce FICA.

What is not included

Indiana counties add their own income tax, not included here. Benefit premiums, credits, and W-4 fine-tuning are also outside this estimate.

Paychecks in Indiana, the honest answers

Indiana has a flat 2.95% state income tax. On top of that, federal income tax (10% to 37% after the standard deduction) and FICA (7.65% for most earners) apply everywhere. The calculator above shows the full breakdown for your exact salary.

Indiana has a flat 2.95% state income tax. Use the compare feature above to see the same salary side by side with another state; the difference is often smaller, or larger, than people assume.

Gross salary minus federal income tax (2026 brackets after the standard deduction), minus Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% at high incomes), minus your state's income tax. What remains, divided by your pay periods, is each check.

Real payroll also withholds health and other benefit premiums, applies your W-4 elections, and may include local taxes, none of which a general calculator can know. Treat this as a close planning estimate, not a payroll stub.

No. It is a transparent estimate built from published 2026 IRS and Tax Foundation figures, and the assumptions are stated right under the result. For decisions with real money at stake, confirm with a tax professional.

No. The whole calculation runs in your browser. Nothing you enter is sent to a server or stored.