Take-home pay in Arizona, 2026
Arizona has a flat 2.5% state income tax. Combined with 2026 federal brackets and FICA, here is what that means for a single filer taking the standard deduction.
$60,000 salary
A single filer earning $60,000 in Arizona keeps about $49,293 a year (roughly $1,896 per biweekly check) under this estimate.
$85,000 salary
At $85,000, take-home is about $66,905 a year (roughly $2,573 per biweekly check).
$120,000 salary
At $120,000, take-home is about $90,653 a year (roughly $3,487 per biweekly check).
Federal income tax
The 2026 brackets run from 10% to 37%, applied after the standard deduction ($16,100 single, $32,200 married filing jointly). Only income inside each bracket is taxed at that bracket's rate.
FICA
Social Security takes 6.2% of wages up to $184,500, and Medicare takes 1.45% of everything, plus 0.9% more above $200,000 ($250,000 married). Pre-tax 401(k) contributions do not reduce FICA.
What is not included
Arizona matches the federal standard deduction. Benefit premiums, credits, and W-4 fine-tuning are also outside this estimate.
