Engineering Team Lead - ICS

We’re Capital on Tap 👋

💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!

🏢This is a Hybrid role, working from our London (Moorgate) Offices 2 days per week.

The Team

The team handles all the critical, complex calculations for our Credit product: working out a customer's balance in real time, creating payment plans for those who are struggling, and managing the collections process. This requires high availability, data accuracy and performance at scale.

What You’ll Be Doing

As an Engineering Team Lead you build and lead a high-performing, healthy engineering team. You own the delivery of your team's quarterly objectives, the growth of your direct reports, and the day-to-day culture that lets great work happen.

You stay hands-on, but your impact comes through your people and what the team delivers. You build a team that stays successful without you needing to step in.

Provide mentorship, constructive feedback, and foster a culture of collaboration and continuous improvement

Address underperformance decisively and advocate for your reports in calibration and promotion

Motivate the team, remove blockers, and track performance to ensure accountability

Work closely with Product, QA, and Technical Leaders to align on strategy and execution

Ensure clear, open communication in remote, hybrid, and in-person settings

Identify and mitigate risks, addressing challenges proactively

Own the holistic health of your team across people, process, and quality

Stay hands-on in software development, guiding engineers at a technical level

Advocate for the customer, balancing customer, team, and business needs in your decisions

We’re Looking For 🔎

A track record of leading and delivering complex projects

Experience leading or mentoring engineers, and the appetite to own the full management remit, from hiring and development through to the harder people conversations

Extensive commercial experience with C#/.Net

Strong technical background in modern software development practices and cloud-based scalable architecture

A customer-focused, commercially aware and data-informed approach to your decision making

Ability to manage cross-team dependencies, collaborating effectively with Product, QA, and other stakeholders

Diversity & Inclusion 🌈

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

🏥 Private Healthcare including dental and opticians services through Vitality

✈️ Worldwide travel insurance through Vitality

🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)

👛 Salary Sacrifice Pension Scheme up to 7% match

🏖️ 28 days holiday (plus bank holidays)

📖 Annual Learning and Wellbeing Budget

👪 Enhanced Parental Leave

🚲 Cycle to Work Scheme

🚂 Season Ticket Loan

💬 6 free therapy sessions per year

🐶 Dog Friendly Offices

🍫 Free drinks and snacks in our offices

Check out more of our benefits, values and mission here .

Interview Process 🤝

First stage: 30 minute intro call with Talent Partner

Second stage: 60 minute "Tech Chat" & Values Interview with the Engineering Manager & People Partner

Third stage: 60 minute Code Pairing with our Engineering Team

Final stage: 60 minute Case Study with Product & Engineering + 30-60 minute Good to Great Interview with our CTO ( onsite )

Other Info

👍Check out our ‘Top Tips’ for interviewing.

✔️Keep updated on new job opportunities by following us on Linkedin .

📧Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!

If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)